/* ==========================================================================
   OCEANBLUE ALLIANCE - DESIGN SYSTEM & STYLESHEET
   A modern, premium institutional insurance web experience.
   ========================================================================== */

:root {
  /* Color Palette */
  --color-bg-main: #060e1e;
  --color-bg-secondary: #0c1a33;
  --color-bg-surface: #102344;
  --color-bg-surface-elevated: #162e58;
  --color-bg-card: rgba(16, 35, 68, 0.7);
  --color-bg-glass: rgba(12, 26, 51, 0.75);

  --color-primary: #0284c7;
  --color-primary-light: #38bdf8;
  --color-primary-glow: rgba(56, 189, 248, 0.25);
  
  --color-accent-teal: #0d9488;
  --color-accent-cyan: #06b6d4;
  --color-accent-gold: #f59e0b;
  --color-accent-emerald: #10b981;

  --color-text-main: #f8fafc;
  --color-text-muted: #94a3b8;
  --color-text-dim: #64748b;
  --color-text-inverse: #030a16;

  --color-border-subtle: rgba(255, 255, 255, 0.08);
  --color-border-focus: #38bdf8;
  --color-border-active: rgba(56, 189, 248, 0.4);

  /* Typography */
  --font-heading: 'Outfit', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  /* Elevation & Shadows */
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.25);
  --shadow-md: 0 8px 24px -4px rgba(2, 6, 23, 0.45);
  --shadow-lg: 0 20px 40px -10px rgba(0, 0, 0, 0.6);
  --shadow-glow: 0 0 35px -5px rgba(56, 189, 248, 0.35);

  /* Radii */
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-smooth: 400ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Max Widths */
  --container-max-w: 1240px;
  --nav-height: 80px;
}

/* Base Reset */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--nav-height);
  font-size: 16px;
  color-scheme: dark;
}

body {
  font-family: var(--font-body);
  background-color: var(--color-bg-main);
  color: var(--color-text-main);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  background-image: 
    radial-gradient(circle at 15% 10%, rgba(2, 132, 199, 0.15) 0%, transparent 40%),
    radial-gradient(circle at 85% 30%, rgba(6, 182, 212, 0.1) 0%, transparent 45%),
    radial-gradient(circle at 50% 80%, rgba(13, 148, 136, 0.08) 0%, transparent 50%);
  background-attachment: fixed;
}

/* Typography Helpers */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-text-main);
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.02em;
}

p {
  margin-bottom: 1rem;
}

p:last-child {
  margin-bottom: 0;
}

a {
  color: var(--color-primary-light);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: #7dd3fc;
  text-decoration: underline;
}

ul {
  list-style: none;
}

img, svg {
  display: block;
  max-width: 100%;
}

.container {
  width: 100%;
  max-width: var(--container-max-w);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 0.75rem 1.6rem;
  border-radius: var(--radius-full);
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none !important;
  transition: all var(--transition-normal);
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, #0284c7 0%, #0369a1 100%);
  color: #ffffff;
  box-shadow: 0 4px 15px rgba(2, 132, 199, 0.35);
}

.btn-primary:hover {
  background: linear-gradient(135deg, #0ea5e9 0%, #0284c7 100%);
  box-shadow: 0 6px 22px rgba(14, 165, 233, 0.5);
  transform: translateY(-2px);
  color: #ffffff;
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.15);
  color: var(--color-text-main);
  backdrop-filter: blur(8px);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.3);
  color: #ffffff;
  transform: translateY(-2px);
}

.btn-sm {
  padding: 0.5rem 1.1rem;
  font-size: 0.85rem;
}

.btn-lg {
  padding: 0.95rem 2.2rem;
  font-size: 1.05rem;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.badge-cyan {
  background: rgba(6, 182, 212, 0.12);
  color: #38bdf8;
  border: 1px solid rgba(56, 189, 248, 0.25);
}

.badge-emerald {
  background: rgba(16, 185, 129, 0.12);
  color: #34d399;
  border: 1px solid rgba(52, 211, 153, 0.3);
}

/* ==========================================================================
   NAVIGATION BAR
   ========================================================================== */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--nav-height);
  background: var(--color-bg-glass);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--color-border-subtle);
  z-index: 1000;
  transition: all var(--transition-normal);
}

.site-header.scrolled {
  background: rgba(6, 14, 30, 0.95);
  box-shadow: var(--shadow-md);
  height: 70px;
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  text-decoration: none !important;
}

.brand-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: linear-gradient(135deg, #0284c7 0%, #06b6d4 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px rgba(2, 132, 199, 0.3);
}

.brand-text-block {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: -0.01em;
  line-height: 1.1;
}

.brand-tagline {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-primary-light);
  font-weight: 600;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.8rem;
}

.nav-links a {
  color: var(--color-text-muted);
  font-weight: 500;
  font-size: 0.95rem;
  transition: color var(--transition-fast);
  position: relative;
  text-decoration: none;
}

.nav-links a:hover,
.nav-links a.active {
  color: #ffffff;
}

.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: -6px;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--color-primary-light);
  border-radius: 2px;
}

.nav-cta-group {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.nav-phone {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-main);
  font-weight: 600;
  font-size: 0.9rem;
  text-decoration: none !important;
  padding: 0.4rem 0.8rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--color-border-subtle);
  transition: all var(--transition-fast);
}

.nav-phone:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(56, 189, 248, 0.3);
  color: var(--color-primary-light);
}

.mobile-menu-btn {
  display: none;
  background: transparent;
  border: none;
  color: var(--color-text-main);
  padding: 0.5rem;
  cursor: pointer;
  border-radius: var(--radius-sm);
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */
.hero-section {
  position: relative;
  padding-top: calc(var(--nav-height) + 3.5rem);
  padding-bottom: 5rem;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
}

.hero-content {
  position: relative;
  z-index: 2;
}

.hero-title {
  font-size: 3.35rem;
  font-weight: 800;
  margin-top: 1.25rem;
  margin-bottom: 1.25rem;
  letter-spacing: -0.03em;
}

.gradient-text {
  background: linear-gradient(135deg, #ffffff 30%, #38bdf8 70%, #06b6d4 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-description {
  font-size: 1.15rem;
  color: var(--color-text-muted);
  max-width: 580px;
  line-height: 1.7;
  margin-bottom: 2rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2.75rem;
}

.hero-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  padding-top: 2rem;
  border-top: 1px solid var(--color-border-subtle);
}

.hero-stat-card {
  display: flex;
  flex-direction: column;
}

.stat-number {
  font-family: var(--font-heading);
  font-size: 1.9rem;
  font-weight: 800;
  color: #ffffff;
  line-height: 1;
  margin-bottom: 0.35rem;
}

.stat-label {
  font-size: 0.82rem;
  color: var(--color-text-muted);
  font-weight: 500;
}

/* Hero Visual Box */
.hero-visual {
  position: relative;
}

.hero-card-stack {
  position: relative;
  background: linear-gradient(145deg, rgba(22, 46, 88, 0.7) 0%, rgba(10, 26, 51, 0.85) 100%);
  border: 1px solid rgba(56, 189, 248, 0.25);
  border-radius: var(--radius-lg);
  padding: 2.2rem;
  box-shadow: var(--shadow-lg), var(--shadow-glow);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.hero-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.75rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--color-border-subtle);
}

.plan-preview-grid {
  display: flex;
  flex-direction: column;
  gap: 1.2rem;
}

.plan-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1rem;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}

.plan-item:hover {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(56, 189, 248, 0.3);
  transform: translateX(4px);
}

.plan-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.plan-icon.health {
  background: rgba(6, 182, 212, 0.15);
  color: #38bdf8;
}

.plan-icon.life {
  background: rgba(16, 185, 129, 0.15);
  color: #34d399;
}

.plan-details h4 {
  font-size: 1rem;
  margin-bottom: 0.2rem;
}

.plan-details p {
  font-size: 0.85rem;
  color: var(--color-text-muted);
}

.guarantee-callout {
  margin-top: 1.5rem;
  padding: 0.9rem 1.1rem;
  background: rgba(2, 132, 199, 0.12);
  border: 1px dashed rgba(56, 189, 248, 0.3);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.85rem;
  color: #bae6fd;
}

/* ==========================================================================
   CARRIER LOGO / TRUST BAR
   ========================================================================== */
.trust-bar-section {
  padding: 2.5rem 0;
  border-top: 1px solid var(--color-border-subtle);
  border-bottom: 1px solid var(--color-border-subtle);
  background: rgba(6, 14, 30, 0.6);
}

.trust-bar-title {
  text-align: center;
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-text-dim);
  font-weight: 600;
  margin-bottom: 1.5rem;
}

.carrier-pills {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 1.5rem 2.5rem;
}

.carrier-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.05rem;
  color: #94a3b8;
  opacity: 0.8;
  transition: all var(--transition-fast);
}

.carrier-item:hover {
  color: #ffffff;
  opacity: 1;
}

/* ==========================================================================
   SECTION COMMON STYLES
   ========================================================================== */
.section {
  padding: 6rem 0;
  position: relative;
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 4rem auto;
}

.section-title {
  font-size: 2.5rem;
  margin-top: 0.85rem;
  margin-bottom: 1rem;
}

.section-subtitle {
  color: var(--color-text-muted);
  font-size: 1.05rem;
}

/* ==========================================================================
   SERVICES SECTION (HEALTH & LIFE)
   ========================================================================== */
.services-section {
  background: linear-gradient(180deg, var(--color-bg-main) 0%, rgba(12, 26, 51, 0.5) 100%);
}

.services-dual-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
}

.service-column-card {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-lg);
  padding: 3rem;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: all var(--transition-normal);
}

.service-column-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
}

.service-column-card.health-card::before {
  background: linear-gradient(90deg, #0284c7, #06b6d4);
}

.service-column-card.life-card::before {
  background: linear-gradient(90deg, #0d9488, #10b981);
}

.service-column-card:hover {
  border-color: rgba(56, 189, 248, 0.35);
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.service-header {
  margin-bottom: 2rem;
}

.service-icon-box {
  width: 58px;
  height: 58px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.service-icon-box.health {
  background: rgba(2, 132, 199, 0.15);
  color: #38bdf8;
  border: 1px solid rgba(56, 189, 248, 0.25);
}

.service-icon-box.life {
  background: rgba(16, 185, 129, 0.15);
  color: #34d399;
  border: 1px solid rgba(52, 211, 153, 0.25);
}

.service-title {
  font-size: 1.85rem;
  margin-bottom: 0.75rem;
}

.service-desc {
  color: var(--color-text-muted);
  font-size: 1rem;
}

.feature-list {
  display: flex;
  flex-direction: column;
  gap: 1.2rem;
  margin-bottom: 2.5rem;
  flex-grow: 1;
}

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
}

.feature-check {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.feature-check.blue {
  background: rgba(2, 132, 199, 0.2);
  color: #38bdf8;
}

.feature-check.green {
  background: rgba(16, 185, 129, 0.2);
  color: #34d399;
}

.feature-content h5 {
  font-size: 1rem;
  margin-bottom: 0.2rem;
  color: #f1f5f9;
}

.feature-content p {
  font-size: 0.88rem;
  color: var(--color-text-muted);
}

/* ==========================================================================
   ABOUT & WHY CHOOSE US
   ========================================================================== */
.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.75rem;
}

.why-card {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-md);
  padding: 2rem 1.75rem;
  transition: all var(--transition-normal);
}

.why-card:hover {
  border-color: rgba(56, 189, 248, 0.3);
  transform: translateY(-4px);
  background: var(--color-bg-surface);
}

.why-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: rgba(56, 189, 248, 0.1);
  color: #38bdf8;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.why-card h4 {
  font-size: 1.15rem;
  margin-bottom: 0.6rem;
}

.why-card p {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* How It Works Row */
.steps-section {
  padding-top: 2rem;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  position: relative;
}

.step-card {
  background: rgba(16, 35, 68, 0.4);
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-md);
  padding: 2rem;
  position: relative;
}

.step-number {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--color-primary-light);
  background: rgba(2, 132, 199, 0.15);
  border: 1px solid rgba(56, 189, 248, 0.25);
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-full);
  margin-bottom: 1rem;
}

.step-card h4 {
  font-size: 1.2rem;
  margin-bottom: 0.5rem;
}

.step-card p {
  font-size: 0.92rem;
  color: var(--color-text-muted);
}

/* ==========================================================================
   CONTACT SECTION & TWILIO COMPLIANT FORM
   ========================================================================== */
.contact-section {
  background: radial-gradient(circle at 50% 30%, rgba(2, 132, 199, 0.12) 0%, transparent 60%),
              var(--color-bg-main);
  border-top: 1px solid var(--color-border-subtle);
}

.contact-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 3.5rem;
  align-items: start;
}

.contact-info-col h3 {
  font-size: 2.2rem;
  margin-bottom: 1rem;
}

.contact-intro {
  color: var(--color-text-muted);
  font-size: 1.05rem;
  margin-bottom: 2.5rem;
  line-height: 1.7;
}

.contact-channel-list {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-bottom: 3rem;
}

.contact-channel-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.channel-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--color-border-subtle);
  color: var(--color-primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.channel-content h5 {
  font-size: 0.95rem;
  color: var(--color-text-muted);
  margin-bottom: 0.2rem;
  font-weight: 500;
}

.channel-content a,
.channel-content p {
  font-size: 1.05rem;
  color: #ffffff;
  font-weight: 600;
  text-decoration: none;
}

.channel-content a:hover {
  color: var(--color-primary-light);
}

/* Twilio Transparency Trust Card */
.twilio-compliance-card {
  background: rgba(2, 132, 199, 0.08);
  border: 1px solid rgba(56, 189, 248, 0.25);
  border-radius: var(--radius-md);
  padding: 1.5rem;
}

.compliance-badge-header {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.95rem;
  color: #38bdf8;
  margin-bottom: 0.6rem;
}

.compliance-badge-header svg {
  color: #34d399;
}

.twilio-compliance-card p {
  font-size: 0.85rem;
  color: #cbd5e1;
  line-height: 1.55;
}

/* Contact Form Card */
.contact-form-card {
  background: var(--color-bg-surface);
  border: 1px solid rgba(56, 189, 248, 0.25);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
}

.form-header {
  margin-bottom: 2rem;
}

.form-header h4 {
  font-size: 1.5rem;
  margin-bottom: 0.4rem;
}

.form-header p {
  font-size: 0.9rem;
  color: var(--color-text-muted);
}

.quote-form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-group label {
  font-size: 0.88rem;
  font-weight: 600;
  color: #e2e8f0;
}

.form-group label span.required {
  color: #f87171;
}

.form-control {
  width: 100%;
  padding: 0.8rem 1rem;
  border-radius: var(--radius-sm);
  background: rgba(6, 14, 30, 0.6);
  border: 1px solid var(--color-border-subtle);
  color: #ffffff;
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: all var(--transition-fast);
}

.form-control:focus {
  outline: none;
  border-color: var(--color-border-focus);
  box-shadow: 0 0 0 3px rgba(56, 189, 248, 0.2);
  background: rgba(6, 14, 30, 0.85);
}

.form-control::placeholder {
  color: var(--color-text-dim);
}

select.form-control {
  cursor: pointer;
}

textarea.form-control {
  resize: vertical;
  min-height: 100px;
}

/* ==========================================================================
   TWILIO A2P 10DLC COMPLIANT SMS OPT-IN SECTION
   ========================================================================== */
.sms-optin-box {
  background: rgba(6, 14, 30, 0.55);
  border: 1px solid rgba(56, 189, 248, 0.22);
  border-radius: var(--radius-sm);
  padding: 1.25rem;
  margin-top: 0.5rem;
}

.checkbox-container {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  cursor: pointer;
  user-select: none;
}

.checkbox-container input[type="checkbox"] {
  appearance: none;
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border: 2px solid rgba(56, 189, 248, 0.5);
  border-radius: 4px;
  background: rgba(6, 14, 30, 0.8);
  cursor: pointer;
  flex-shrink: 0;
  margin-top: 2px;
  position: relative;
  transition: all var(--transition-fast);
}

.checkbox-container input[type="checkbox"]:checked {
  background-color: #0284c7;
  border-color: #38bdf8;
}

.checkbox-container input[type="checkbox"]:checked::after {
  content: '';
  position: absolute;
  left: 6px;
  top: 2px;
  width: 5px;
  height: 10px;
  border: solid white;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.checkbox-container input[type="checkbox"]:focus-visible {
  outline: 2px solid #38bdf8;
  outline-offset: 2px;
}

.checkbox-label-text {
  font-size: 0.85rem;
  color: #cbd5e1;
  line-height: 1.55;
}

.checkbox-label-text a {
  color: #38bdf8;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.checkbox-label-text a:hover {
  color: #7dd3fc;
}

.sms-carrier-disclosure {
  margin-top: 0.85rem;
  padding-top: 0.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  font-size: 0.78rem;
  color: var(--color-text-dim);
  line-height: 1.5;
}

.sms-strict-privacy-callout {
  display: inline-block;
  margin-top: 0.4rem;
  font-weight: 600;
  color: #94a3b8;
}

.form-submit-row {
  margin-top: 0.5rem;
}

.form-footnote {
  text-align: center;
  font-size: 0.8rem;
  color: var(--color-text-dim);
  margin-top: 0.75rem;
}

/* ==========================================================================
   FAQ SECTION
   ========================================================================== */
.faq-grid {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all var(--transition-fast);
}

.faq-item:hover {
  border-color: rgba(56, 189, 248, 0.25);
}

.faq-trigger {
  width: 100%;
  padding: 1.25rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: none;
  border: none;
  color: #ffffff;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 600;
  text-align: left;
  cursor: pointer;
}

.faq-trigger:focus-visible {
  outline: 2px solid #38bdf8;
  outline-offset: -2px;
}

.faq-arrow {
  transition: transform var(--transition-normal);
  color: var(--color-primary-light);
  flex-shrink: 0;
}

.faq-item.open .faq-arrow {
  transform: rotate(180deg);
}

.faq-content {
  display: none;
  padding: 0 1.5rem 1.5rem 1.5rem;
  color: var(--color-text-muted);
  font-size: 0.95rem;
  line-height: 1.65;
}

.faq-item.open .faq-content {
  display: block;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer {
  background: #040914;
  border-top: 1px solid var(--color-border-subtle);
  padding-top: 4.5rem;
  padding-bottom: 2.5rem;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.3fr 0.9fr 0.9fr 1.1fr;
  gap: 3rem;
  margin-bottom: 3.5rem;
}

.footer-brand p {
  color: var(--color-text-muted);
  font-size: 0.9rem;
  margin-top: 1rem;
  max-width: 320px;
  line-height: 1.6;
}

.footer-col h5 {
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #ffffff;
  margin-bottom: 1.25rem;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links a {
  color: var(--color-text-muted);
  font-size: 0.9rem;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: #38bdf8;
}

.footer-disclaimer-box {
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  margin-bottom: 2rem;
  font-size: 0.8rem;
  color: var(--color-text-dim);
  line-height: 1.6;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.82rem;
  color: var(--color-text-dim);
}

.footer-legal-links {
  display: flex;
  gap: 1.5rem;
}

.footer-legal-links a {
  color: var(--color-text-muted);
  font-size: 0.82rem;
}

.footer-legal-links a:hover {
  color: #38bdf8;
}

/* ==========================================================================
   NATIVE MODALS (<dialog>)
   ========================================================================== */
dialog.policy-modal {
  width: 90%;
  max-width: 820px;
  max-height: 85vh;
  margin: auto;
  padding: 0;
  background: var(--color-bg-secondary);
  color: var(--color-text-main);
  border: 1px solid rgba(56, 189, 248, 0.3);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg), 0 0 50px rgba(0, 0, 0, 0.8);
  outline: none;
  animation: modalFadeIn 250ms cubic-bezier(0.16, 1, 0.3, 1);
}

dialog.policy-modal::backdrop {
  background: rgba(3, 10, 22, 0.8);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

@keyframes modalFadeIn {
  from {
    opacity: 0;
    transform: scale(0.96) translateY(10px);
  }
  to {
    opacity: 1;
    transform: scale(1) translateY(0);
  }
}

.modal-header {
  padding: 1.5rem 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid var(--color-border-subtle);
  background: rgba(16, 35, 68, 0.6);
  position: sticky;
  top: 0;
  z-index: 10;
}

.modal-header h3 {
  font-size: 1.4rem;
}

.modal-close-btn {
  background: rgba(255, 255, 255, 0.08);
  border: none;
  color: #ffffff;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.modal-close-btn:hover {
  background: rgba(255, 255, 255, 0.18);
  color: #38bdf8;
}

.modal-body {
  padding: 2rem;
  overflow-y: auto;
  max-height: calc(85vh - 140px);
}

.modal-body h4 {
  font-size: 1.15rem;
  color: #38bdf8;
  margin-top: 1.5rem;
  margin-bottom: 0.6rem;
}

.modal-body h4:first-child {
  margin-top: 0;
}

.modal-body p {
  color: #cbd5e1;
  font-size: 0.92rem;
  line-height: 1.65;
  margin-bottom: 0.9rem;
}

.modal-highlight-box {
  background: rgba(2, 132, 199, 0.12);
  border-left: 4px solid #38bdf8;
  padding: 1rem 1.25rem;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin: 1.25rem 0;
}

.modal-highlight-box p {
  color: #e0f2fe;
  font-weight: 500;
  margin-bottom: 0;
}

.modal-footer {
  padding: 1.2rem 2rem;
  display: flex;
  justify-content: flex-end;
  border-top: 1px solid var(--color-border-subtle);
  background: rgba(16, 35, 68, 0.6);
}

/* Toast Notification */
.toast-container {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  z-index: 2000;
  pointer-events: none;
}

.toast {
  background: #0f2b48;
  color: #ffffff;
  border: 1px solid #38bdf8;
  padding: 1rem 1.5rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 0.8rem;
  pointer-events: auto;
  animation: toastIn 300ms cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes toastIn {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ==========================================================================
   RESPONSIVE BREAKPOINTS
   ========================================================================== */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .hero-visual {
    max-width: 580px;
    margin: 0 auto;
  }

  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .contact-layout {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .footer-top {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
  }
}

@media (max-width: 768px) {
  :root {
    --nav-height: 70px;
  }

  .main-nav {
    position: fixed;
    top: var(--nav-height);
    left: 0;
    right: 0;
    background: #071329;
    border-bottom: 1px solid var(--color-border-subtle);
    padding: 2rem 1.5rem;
    flex-direction: column;
    align-items: flex-start;
    gap: 1.5rem;
    display: none;
    box-shadow: var(--shadow-lg);
  }

  .main-nav.active {
    display: flex;
  }

  .nav-links {
    flex-direction: column;
    align-items: flex-start;
    gap: 1.25rem;
    width: 100%;
  }

  .nav-cta-group {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
    margin-top: 1rem;
  }

  .mobile-menu-btn {
    display: block;
  }

  .hero-title {
    font-size: 2.5rem;
  }

  .hero-stats-row {
    grid-template-columns: 1fr;
    gap: 1rem;
  }

  .services-dual-grid {
    grid-template-columns: 1fr;
  }

  .service-column-card {
    padding: 2rem 1.5rem;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-form-card {
    padding: 1.75rem 1.25rem;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }
}